I HIGHLY recommend purchasing travel insurance to cover trip delays, trip cancelation protection, lost luggage, illness, injury, emergency medical benefits and 24-hour emergency assistance, and more. Travel Insurance is financial security against mishaps and accidents that may happen on your trip. Since most health insurance programs do not cover you overseas and credit cards often provide minimum protection, buying the best travel insurance is a clear choice. Travel insurance offers peace-of-mind and means that you can enjoy more out of your trip without worrying about the financial consequences of an accident, emergency, delay or cancelation.

My favorite company to work with is actually Allianz Advantage. They offer coverage in 76 countries and their customer satisfaction rate is 97%, and kids are covered automatically for free when traveling with a parent or grandparent.